.terms-page{padding:10rem 0;position:relative;background-color:#ffffff;color:var(--color-black);min-height:100vh;overflow-x:hidden}.transparency-header{margin-bottom:6rem;position:relative;z-index:2}.transparency-header h1{font-size:5rem;line-height:.9;margin-bottom:1.5rem;color:var(--color-navy)}.transparency-intro{max-width:800px;margin-bottom:6rem;position:relative;z-index:2}.transparency-intro h2{font-size:2.5rem;color:var(--color-orange);margin-bottom:1.5rem;text-transform:uppercase;letter-spacing:-.02em}.transparency-intro p{font-size:1.25rem;line-height:1.6;color:var(--color-navy);opacity:1}.terms-content-section{padding:0}.terms-toc{background:white;padding:3rem;border:1px solid var(--color-slate-300);margin-bottom:6rem}.terms-toc h2{font-size:.75rem;font-weight:900;text-transform:uppercase;letter-spacing:.2em;color:var(--color-orange);margin-bottom:2rem}.toc-list{list-style:none;padding:0;display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));grid-gap:1rem 3rem;gap:1rem 3rem}.toc-link{color:var(--color-navy);text-decoration:none;font-weight:700;font-size:1rem;display:flex;align-items:center;gap:.5rem;transition:color .2s ease}.toc-link:before,.toc-link:hover{color:var(--color-orange)}.toc-link:before{content:"//";font-size:.8rem;opacity:.5}.terms-section{margin-bottom:6rem;scroll-margin-top:100px}.terms-section h2{font-size:2rem;font-weight:900;text-transform:uppercase;color:var(--color-navy);margin-bottom:2rem;display:flex;align-items:center;gap:1rem}.terms-section h2:after{content:"";flex:1 1;height:1px;background:var(--color-slate-200)}.terms-section p{font-size:1.1rem;line-height:1.7;color:var(--color-slate-600);margin-bottom:1.5rem}.terms-section ul{list-style:none;padding-left:0;margin-bottom:2rem}.terms-section li{position:relative;padding-left:2rem;margin-bottom:1rem;font-size:1.1rem;line-height:1.6;color:var(--color-slate-600)}.terms-section li:before{content:"→";position:absolute;left:0;color:var(--color-orange);font-weight:900}.back-to-top{position:fixed;bottom:3rem;right:3rem;width:3.5rem;height:3.5rem;background:var(--color-navy);color:white;border:none;border-radius:50%;display:flex;align-items:center;justify-content:center;cursor:pointer;box-shadow:0 4px 20px rgba(15,23,42,.15);z-index:100;transition:all .2s ease;opacity:0;visibility:hidden}.back-to-top.visible{opacity:1;visibility:visible}.back-to-top:hover{background:var(--color-orange);transform:translateY(-5px)}@media (max-width:768px){.terms-hero h1{font-size:2.5rem}.toc-list{grid-template-columns:1fr}.back-to-top{bottom:2rem;right:2rem;width:3rem;height:3rem}}